Privacy Policy — Zenterra Ventures Inc

Introduction

ZENTERRA VENTURES INC ("Zenterra Ventures," "we," "us," or "our") is committed to protecting the privacy of individuals who interact with our website and services. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at zenterraventures.com or contact us regarding our business lending products.

By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please discontinue use of our site.

Information We Collect

Information You Provide Directly

We collect information you voluntarily provide when you:

Complete our loan inquiry or contact forms
Correspond with us by email or other communication channels
Apply for a lending product
Opt in to receive SMS communications from us

This information may include your name, email address, business name, annual revenue, time in business, loan type requested, funding amount needed, and any details you provide in message fields.

Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including your IP address, browser type, referring URL, pages visited, and the date and time of your visit. This data is used for website administration and security purposes.

How We Use Your Information

We use the information we collect for the following purposes:

To respond to your loan inquiries and process applications
To communicate with you about our products and services
To send SMS messages if you have provided express written consent
To comply with legal and regulatory obligations
To improve our website and service quality
To detect and prevent fraudulent activity

How We Share Your Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell your personal information. We may share your information in the following limited circumstances:

Service Providers: We may share information with trusted third-party vendors who assist us in operating our website and conducting our business (such as email service providers or IT support), under confidentiality agreements that restrict their use of your data.
Legal Requirements: We may disclose information when required by law, subpoena, court order, or other governmental or regulatory authority.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, personal information may be transferred as part of that transaction. We will notify you via email or a prominent notice on our website prior to such a transfer.
Protection of Rights: We may disclose information to protect the rights, property, or safety of Zenterra Ventures, our clients, or others.

SMS and Text Message Communications

SMS Program Details

If you have provided express written consent to receive SMS communications from ZENTERRA VENTURES INC, you may receive up to 4 messages per month. Messages may include information about your application, our financial products and services, and relevant updates.

Message and data rates may apply depending on your mobile carrier and plan. Message frequency varies.

To opt out at any time, reply STOP to any SMS message from us. After opting out, you will receive one confirmation message and will receive no further SMS messages unless you opt in again.

For assistance, reply HELP to any SMS message, or contact us at jonathan@zenterraventures.com.

SMS opt-in and consent is obtained using an automated telephone dialing system (ATDS) disclosure where required. Consent is not a condition of purchasing any product or service from Zenterra Ventures. Our SMS messaging complies with applicable TCPA regulations and carrier guidelines.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Loan application data may be retained for up to seven (7) years in accordance with financial regulatory requirements.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you.
Correction: Request that we correct inaccurate or incomplete information.
Deletion: Request that we delete your personal information, subject to certain legal exceptions.
Opt-Out of SMS: Withdraw consent to receive SMS messages at any time by replying STOP.

To exercise any of these rights, please contact us at jonathan@zenterraventures.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. A cookie is a small data file stored on your device. You may configure your browser to refuse cookies, though some features of our site may not function properly as a result. We do not use cookies for targeted advertising purposes.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child under 18, we will take steps to delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the "Effective Date" at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.

Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or our privacy practices, please contact us:

ZENTERRA VENTURES INC
1222 Avenue M
Brooklyn, NY 11230
Email: jonathan@zenterraventures.com